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We tend to get quite a few 'what's it worth?' threads, now we have somewhere to put them!

Those starting a thread on here should do so expecting the answers to vary.
You are likely to get people attempting to grab a bargain (a 5dr 99 Turbo you say? Probably worth about a hundred quid scrap value - I will bring the cash round and take it off your hands).
You will also get optimistic opinions (there is only 9-3 Sport left in the whole world - I would take it off your hands for £1,000,000 right now but my wife would kill me/your too far away/I've got nowhere to put it).
Also be prepared to be offended because you know what you would like for it/what it owes you (why are you posting here) and no one has said its worth that.

You would probably be better off putting an ad in the Classifieds section with a price that you think is about right...if no-one buys it, lower the price. If the car sells within minutes you might have been able to get a bit more but hey, you have got what you wanted!

People replying to requests should be polite, respectful, and honest please. If you cannot do that, please don't post.
No need to say 'stick it on eBay with a good listing, a 99p start and no reserve' because we have just said it right here...
Any posts found to be breaking these simple rules will be removed.

Some of the classic magazines (Classic Cars and Practical Classics for example) have price guides in the is worth having a look in there if you have got a classic SAAB. Or look in the UKS classified archives for previously advertised cars and asking prices.

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PostPosted: Fri Nov 19, 2021 3:22 pm 
Active user

Joined: Sat Apr 15, 2017 8:43 am
Posts: 69
Car Models: 2003 2.0T Vert
With the increasing age of my car I’ve started wondering about it’s value / worth (especially as currently market value insurance would say it’s worth next to nothing) and hoping to get ideas from the collective.

It’s one owner from new, 46k miles, unmarked glacier blue, always been garaged and summer use only, serviced annually with all work done, bought with literally every option (comfort close, electric seats, sat nav etc) all working and doesn’t even have button peelings or any markings on the leather.
Paperwork for everything all the way back to PDI.

So is it worth more than normal or simply an old car? - I’m not planning on getting rid but wondering if agreed value to reflect the history, condition and care is warranted at the next renewal.

PostPosted: Sat Nov 20, 2021 6:40 pm 
User avatar

Joined: Sat Jan 20, 2007 6:33 pm
Posts: 54113
Car Models: 1981 99 Turbo & 1973 99L 4dr + Jaguar XF 250 S/brake
Any agreed value is usually based on market value for similar cars at the time of the agreed valuation, rather than the market value at the time of a claim.
The agreed valuation with most insurers is valid for 2 years, as long as you stay with the same insurer. Other insurers will not usually accept the valuation given by another insurer and its not transferable between insurers.

You will need to look for similar age and mileage cars from which to glean evidence of value.
The insurance underwriters will do the same. They will not necessarily accept your own valuation, hence why its an agreed value.
If your valuation agrees with theirs all is good, if not they will come back to you with their lower valuation.

I'm unable to help with the value of your car ,but its probably less than your hoping for.

When you think you know it all, it's a sure sign you don't.

PostPosted: Mon Nov 22, 2021 10:40 am 
Active user

Joined: Sat Apr 15, 2017 8:43 am
Posts: 69
Car Models: 2003 2.0T Vert
Finding comparative cars was an issue (dealers with closest mileage examples have some “ambitious” prices hence asking here “what’s it worth”
Fully understand it may just simply be an old car and no point treating it any differently or expecting any difference in value / worth.

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