beardydave wrote:
chip-nova wrote:
Fingers crossed on the weather, the only thing that you cant plan for.
See you all there!
The weather is my only concern too. October's not known for its exceptional weather, and i'm not keen on doing my first full track day in the wet. Still, it won't be the Aero going round, so its not quite so critical that i don't prang it.
On the subject of insurance, is it worth buying insurance to cover the car when my budget for the whole project is £500, not including the trailer to tow it up and back? And can you get trackday cover that covers you and passengers in case of injury (loss of earnings etc)?
Weather? It will be an Indian summer. Nice crisp day, hovering around the 16deg mark, light SW breeze...... or not.
Regarding insurance Dave, it is down to you to clarify. Most of the policies will tailor to your exact requirements. However, the excess is usually £500. It is a personal call as to whether you run with this or not.
Does it cover you for loss or earnings? I have not heard of one that does, but that is not to say there are ones out there that don't. Remember, both you and your passenger have to sign an indemnity form before you go out on track saying you are fully aware of the risks. Hence, I don't think you would be able to claim loss of earnings.
But that is all doom and gloom. This is a friendly track day, I do not envisage anyone needing insurance unless they are pushing the boundaries of their car and their ability. Providing you drive within your and your cars capabilities, and watch out for other track users, I doubt there will be an issue. There will be instructors there on the day as well Dave, so if in doubt, get one on board and he will take you through everything.
If you depend on your car for work / family etc, then perhaps insurance is something to consider. It is down to the individual to assess their own risks and take precautions accordingly.
HTH
-=F=-