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 Post subject: Written off.
PostPosted: Tue Oct 16, 2018 6:48 pm 
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Joined: Sat Sep 06, 2008 1:24 pm
Posts: 1095
Location: Alverton, Cornwall
Car Model: 9-3 Aero estate noobed to 250
My luscious lady friend's daughter has just had her 12 plate Skoda Fabia5 written off. (She's still in denial about driving too close and too fast to the vehicle in front). She's rather fond of the car. Is it true that she can insist on the car being repaired? Broken headlights, smashed bumpers, crumpled bonnet. How is the settlement figure arrived at?


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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 6:52 pm 
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Talking Turkey
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Joined: Mon Apr 02, 2007 11:52 am
Posts: 23245
Location: not in a SAAB.
Car Model: One of the first RHD 9-5s
If its going 50/50 or her fault (and assuming she ended up in the back of another car its going down as an at fault claim?) then she is at the mercy of her insurer. They will have it assessed and decide if its cheaper to repair it or just offer her bottom book value on it instead.

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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 7:11 pm 
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UKS Addict
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Joined: Sun Sep 19, 2010 7:26 am
Posts: 4205
Location: Scottish Borders
Car Model: 03 95 Aero Wagon
It sounds like she went in to the back of the car in front so her fault, as 9000parts said, she will get offered a low figure, get her to find adverst for similar cars and any recent big bills so she can ask for more than the first official offer.


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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 7:48 pm 
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Joined: Fri Mar 30, 2007 9:14 pm
Posts: 7503
Location: ZZ9 plural Z alpha
Car Model: 2008 93 aero, noob'd
she can huff and puff all she wants. she went into the back of the car in front. unless she has dash cam footage to say it was cash from crash she at mercy of insurer.

write off is a bit of complicated subject but it boils down to if cost of repair is greater than a certain percentage of the cars worth. if greater then write off. same goes if the safety structure car gets damaged, write off as can't be repaired.

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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 8:18 pm 
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Joined: Wed May 12, 2004 9:46 pm
Posts: 14539
Location: Mulbarton,Norfolk
Car Model: TTid's only now :-(
If she went into some one/at fault, then no.

Unless she decides to take the hit and repair her car herself (either not claim, or buy it back)

Either way, the 3rd party will still be coming for their repair bills.

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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 8:34 pm 
Safety Cell is the big write off

Personally take a decent settlement and get a newer fabia, engines are better and more frugal, trim is a tonne better inside - my mum has one and even the styling is better than the previous generation by miles.

By the sounds of it....its going to be a write off, the car isn't worth enough to justify a replacement bonnet, headlights, radpack and prob wings not to mention the crash bar in the bumper and airbags if they deployed.

She's very lucky that she didn't get a strict cop as they quite easily could have had her for tailgating and driving without due care and attention.

Sounds like someone could well do with a session with a driving instructor (though those in denial always refuse the concept as they fear said instructor would report them to the DVLA and have their licence suspended.....and yes I've dealt with a few, one of my male relations is that bad and he's not even 35 yet....)


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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 9:48 pm 
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UKS Veteran
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Joined: Wed May 12, 2004 9:46 pm
Posts: 14539
Location: Mulbarton,Norfolk
Car Model: TTid's only now :-(
Removed at user's request wrote:
Safety Cell is the big write off

Personally take a decent settlement and get a newer fabia, engines are better and more frugal, trim is a tonne better inside - my mum has one and even the styling is better than the previous generation by miles.

By the sounds of it....its going to be a write off, the car isn't worth enough to justify a replacement bonnet, headlights, radpack and prob wings not to mention the crash bar in the bumper and airbags if they deployed.

She's very lucky that she didn't get a strict cop as they quite easily could have had her for tailgating and driving without due care and attention.

Sounds like someone could well do with a session with a driving instructor (though those in denial always refuse the concept as they fear said instructor would report them to the DVLA and have their licence suspended.....and yes I've dealt with a few, one of my male relations is that bad and he's not even 35 yet....)


Advanced driving lesssons/sessions

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 Post subject: Re: Written off.
PostPosted: Tue Oct 16, 2018 11:21 pm 
wrighar wrote:
Removed at user's request wrote:
Safety Cell is the big write off

Personally take a decent settlement and get a newer fabia, engines are better and more frugal, trim is a tonne better inside - my mum has one and even the styling is better than the previous generation by miles.

By the sounds of it....its going to be a write off, the car isn't worth enough to justify a replacement bonnet, headlights, radpack and prob wings not to mention the crash bar in the bumper and airbags if they deployed.

She's very lucky that she didn't get a strict cop as they quite easily could have had her for tailgating and driving without due care and attention.

Sounds like someone could well do with a session with a driving instructor (though those in denial always refuse the concept as they fear said instructor would report them to the DVLA and have their licence suspended.....and yes I've dealt with a few, one of my male relations is that bad and he's not even 35 yet....)


Advanced driving lesssons/sessions



He wouldn't even do that, "I've passed my test, thats all I need"

Another female relative "I've passed my test so they can't take it away"


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